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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,690 | $54,757-49.4% | $90,300-69.3% | $72,983-62.1% |
| Participation rate | 53.2% | 65.1%-11.9pp | 73.3%-20.1pp | 69.5%-16.3pp |
| Annual return | 62.23% | 30.63%+31.6pp | 78.11%-15.9pp | 81.01%-18.8pp |
| Employer contribution / active EE | $3,638 | $2,092+73.9% | $2,854+27.5% | $2,440+49.1% |
| Participant deferral / active EE | $6,947 | $2,887+140.7% | $3,884+78.8% | $3,608+92.6% |
| Admin fee / account holder | $125 | $3,972-96.8% | $5,353-97.7% | $5,124-97.6% |