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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,258 | $102,609-22.8% | $98,090-19.2% | $138,895-42.9% |
| Participation rate | 66.7% | 82.8%-16.1pp | 81.5%-14.9pp | 79.9%-13.3pp |
| Annual return | 26.61% | 36.44%-9.8pp | 37.05%-10.4pp | 145.39%-118.8pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $9,493 | $8,167+16.2% | $7,845+21.0% | $6,396+48.4% |
| Admin fee / account holder | $1 | $11,434-100.0% | $11,815-100.0% | $12,562-100.0% |