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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,258 | $100,970-21.5% | $96,576-17.9% | $137,256-42.3% |
| Participation rate | 66.7% | 82.6%-15.9pp | 81.4%-14.8pp | 80.0%-13.3pp |
| Annual return | 26.61% | 38.16%-11.5pp | 38.47%-11.9pp | 220.34%-193.7pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $9,493 | $8,286+14.6% | $7,956+19.3% | $6,407+48.2% |
| Admin fee / account holder | $1 | $11,312-100.0% | $11,381-100.0% | $12,270-100.0% |