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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,721 | $85,169-48.7% | $172,755-74.7% | $72,983-40.1% |
| Participation rate | 50.0% | 70.1%-20.1pp | 82.6%-32.6pp | 69.5%-19.5pp |
| Annual return | 22.67% | 27.32%-4.7pp | 802.94%-780.3pp | 81.01%-58.3pp |
| Employer contribution / active EE | $2,354 | $3,324-29.2% | $5,144-54.2% | $2,440-3.5% |
| Participant deferral / active EE | $5,247 | $3,260+61.0% | $5,198+1.0% | $3,608+45.5% |
| Admin fee / account holder | $461 | $5,880-92.2% | $13,955-96.7% | $5,124-91.0% |