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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,917 | $75,962-60.6% | $154,111-80.6% | $64,173-53.4% |
| Participation rate | 50.0% | 70.4%-20.4pp | 83.0%-33.0pp | 69.6%-19.6pp |
| Annual return | -7.08% | 30.32%-37.4pp | 735.18%-742.3pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,805 | $3,350-46.1% | $5,298-65.9% | $2,381-24.2% |
| Participant deferral / active EE | $4,289 | $3,175+35.1% | $5,081-15.6% | $3,470+23.6% |
| Admin fee / account holder | $4,489 | $5,589-19.7% | $13,411-66.5% | $4,887-8.2% |