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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,393 | $149,741+52.5% | $118,914+92.1% | $158,982+43.7% |
| Participation rate | 50.0% | 82.1%-32.1pp | 75.4%-25.4pp | 82.0%-32.0pp |
| Annual return | 27.97% | 19.94%+8.0pp | 35.89%-7.9pp | 302.99%-275.0pp |
| Employer contribution / active EE | $2,065 | $4,119-49.9% | $3,264-36.7% | $4,763-56.6% |
| Participant deferral / active EE | $10,833 | $5,226+107.3% | $4,266+154.0% | $5,983+81.1% |
| Admin fee / account holder | $20 | $8,607-99.8% | $6,582-99.7% | $11,252-99.8% |