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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,312 | $142,430+11.2% | $115,170+37.5% | $152,897+3.5% |
| Participation rate | 42.9% | 82.4%-39.5pp | 75.9%-33.1pp | 82.5%-39.6pp |
| Annual return | 25.54% | 41.48%-15.9pp | 35.60%-10.1pp | 345.43%-319.9pp |
| Employer contribution / active EE | $2,437 | $4,011-39.2% | $3,179-23.3% | $4,764-48.8% |
| Participant deferral / active EE | $9,000 | $5,165+74.3% | $4,169+115.9% | $5,851+53.8% |
| Admin fee / account holder | $15 | $8,464-99.8% | $7,089-99.8% | $11,599-99.9% |