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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,235 | $149,679-44.4% | $117,039-28.9% | $147,586-43.6% |
| Participation rate | 42.9% | 83.5%-40.6pp | 77.2%-34.3pp | 82.8%-40.0pp |
| Annual return | 24.36% | 19.31%+5.0pp | 18.95%+5.4pp | 578.59%-554.2pp |
| Employer contribution / active EE | $1,371 | $4,937-72.2% | $3,785-63.8% | $4,876-71.9% |
| Participant deferral / active EE | $8,571 | $4,912+74.5% | $3,929+118.1% | $5,439+57.6% |
| Admin fee / account holder | $0 | $7,856-100.0% | $5,974-100.0% | $10,886-100.0% |