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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,008 | $84,953-41.1% | $163,379-69.4% | $82,637-39.5% |
| Participation rate | 54.0% | 65.9%-11.9pp | 76.8%-22.8pp | 68.1%-14.1pp |
| Annual return | 19.02% | 23.07%-4.1pp | 63.41%-44.4pp | 53.51%-34.5pp |
| Employer contribution / active EE | $2,649 | $2,183+21.3% | $3,752-29.4% | $2,552+3.8% |
| Participant deferral / active EE | $5,894 | $4,326+36.2% | $6,282-6.2% | $4,126+42.8% |
| Admin fee / account holder | $4,377 | $7,921-44.7% | $9,818-55.4% | $7,339-40.4% |