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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,395 | $78,013-52.1% | $178,449-79.0% | $80,911-53.8% |
| Participation rate | 52.0% | 65.7%-13.7pp | 77.1%-25.1pp | 67.6%-15.6pp |
| Annual return | 18.56% | 18.07%+0.5pp | 27.09%-8.5pp | 35.63%-17.1pp |
| Employer contribution / active EE | $2,861 | $2,287+25.1% | $3,951-27.6% | $2,756+3.8% |
| Participant deferral / active EE | $5,897 | $4,408+33.8% | $6,277-6.0% | $4,297+37.2% |
| Admin fee / account holder | $2,366 | $7,166-67.0% | $10,362-77.2% | $6,935-65.9% |