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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,654 | $183,592-57.2% | $155,574-49.4% | $145,877-46.1% |
| Participation rate | 72.2% | 82.7%-10.5pp | 78.2%-6.0pp | 80.3%-8.1pp |
| Annual return | 20.10% | 61.37%-41.3pp | 64.87%-44.8pp | 551.28%-531.2pp |
| Employer contribution / active EE | $6,320 | $5,317+18.9% | $4,676+35.2% | $4,663+35.5% |
| Participant deferral / active EE | $27,361 | $6,466+323.2% | $5,629+386.0% | $6,691+309.0% |
| Admin fee / account holder | $382 | $19,316-98.0% | $15,914-97.6% | $13,402-97.2% |