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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,012 | $202,342-74.8% | $172,752-70.5% | $152,897-66.6% |
| Participation rate | 84.6% | 87.1%-2.4pp | 82.6%+2.0pp | 82.5%+2.2pp |
| Annual return | 22.46% | 1029.83%-1007.4pp | 802.97%-780.5pp | 345.43%-323.0pp |
| Employer contribution / active EE | $8,569 | $5,858+46.3% | $5,144+66.6% | $4,764+79.9% |
| Participant deferral / active EE | $6,571 | $5,948+10.5% | $5,198+26.4% | $5,851+12.3% |
| Admin fee / account holder | $1,538 | $17,111-91.0% | $13,955-89.0% | $11,599-86.7% |