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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,139 | $111,878+14.5% | $93,727+36.7% | $145,897-12.2% |
| Participation rate | 25.0% | 74.2%-49.2pp | 68.7%-43.7pp | 80.3%-55.3pp |
| Annual return | 39.53% | 204.28%-164.7pp | 133.83%-94.3pp | 552.29%-512.8pp |
| Employer contribution / active EE | $944 | $3,092-69.5% | $2,421-61.0% | $4,663-79.7% |
| Participant deferral / active EE | $2,815 | $4,920-42.8% | $4,417-36.3% | $6,689-57.9% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,292-100.0% | $13,390-100.0% |