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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,139 | $111,785+14.6% | $93,669+36.8% | $145,877-12.2% |
| Participation rate | 25.0% | 74.2%-49.2pp | 68.7%-43.7pp | 80.3%-55.3pp |
| Annual return | 39.53% | 203.79%-164.3pp | 133.59%-94.1pp | 551.28%-511.8pp |
| Employer contribution / active EE | $944 | $3,096-69.5% | $2,424-61.0% | $4,663-79.7% |
| Participant deferral / active EE | $2,815 | $4,919-42.8% | $4,416-36.3% | $6,691-57.9% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,291-100.0% | $13,402-100.0% |