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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,470 | $112,729+17.5% | $98,716+34.2% | $137,256-3.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 29.26% | 38.48%-9.2pp | 31.81%-2.5pp | 220.34%-191.1pp |
| Employer contribution / active EE | $924 | $2,725-66.1% | $2,279-59.4% | $4,156-77.8% |
| Participant deferral / active EE | $2,740 | $4,640-40.9% | $4,048-32.3% | $6,407-57.2% |
| Admin fee / account holder | $3 | $10,129-100.0% | $8,703-100.0% | $12,270-100.0% |