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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,507 | $105,198-71.0% | $159,455-80.9% | $85,856-64.5% |
| Participation rate | 61.5% | 75.8%-14.2pp | 82.8%-21.3pp | 69.3%-7.8pp |
| Annual return | 21.18% | 45.08%-23.9pp | 263.63%-242.5pp | 318.58%-297.4pp |
| Employer contribution / active EE | $2,393 | $3,319-27.9% | $4,830-50.5% | $2,565-6.7% |
| Participant deferral / active EE | $5,184 | $5,946-12.8% | $7,353-29.5% | $3,952+31.2% |
| Admin fee / account holder | $1,519 | $6,934-78.1% | $10,800-85.9% | $6,261-75.7% |