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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,867 | $89,367-65.5% | $141,191-78.1% | $72,975-57.7% |
| Participation rate | 51.2% | 75.1%-23.9pp | 82.5%-31.3pp | 69.5%-18.3pp |
| Annual return | 53.22% | 111.87%-58.6pp | 71.41%-18.2pp | 81.01%-27.8pp |
| Employer contribution / active EE | $1,262 | $3,115-59.5% | $4,736-73.4% | $2,440-48.3% |
| Participant deferral / active EE | $4,345 | $5,419-19.8% | $6,710-35.2% | $3,608+20.4% |
| Admin fee / account holder | $1,635 | $5,957-72.6% | $10,264-84.1% | $5,124-68.1% |