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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,078 | $202,463-44.6% | $169,397-33.8% | $139,487-19.6% |
| Participation rate | 71.4% | 81.1%-9.7pp | 77.2%-5.7pp | 80.3%-8.9pp |
| Annual return | 17.96% | 532.64%-514.7pp | 406.23%-388.3pp | 373.84%-355.9pp |
| Employer contribution / active EE | $1,361 | $4,694-71.0% | $4,013-66.1% | $4,755-71.4% |
| Participant deferral / active EE | $6,752 | $6,941-2.7% | $6,223+8.5% | $6,713+0.6% |
| Admin fee / account holder | $1,504 | $10,726-86.0% | $9,017-83.3% | $11,407-86.8% |