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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,724 | $211,946-58.1% | $169,452-47.6% | $135,380-34.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -9.42% | 3.26%-12.7pp | 1.83%-11.2pp | 519.81%-529.2pp |
| Employer contribution / active EE | $3,467 | $5,117-32.3% | $4,157-16.6% | $4,779-27.5% |
| Participant deferral / active EE | $13,142 | $6,075+116.3% | $5,277+149.0% | $5,609+134.3% |
| Admin fee / account holder | $1,525 | $11,472-86.7% | $9,110-83.3% | $10,828-85.9% |