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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,321 | $227,597-41.0% | $189,575-29.1% | $167,536-19.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 20.04% | 78.44%-58.4pp | 64.19%-44.1pp | 478.82%-458.8pp |
| Employer contribution / active EE | $2,716 | $5,316-48.9% | $4,412-38.4% | $4,839-43.9% |
| Participant deferral / active EE | $8,968 | $7,002+28.1% | $6,174+45.3% | $6,342+41.4% |
| Admin fee / account holder | $1,805 | $11,877-84.8% | $9,806-81.6% | $12,315-85.3% |