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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INS & ANNUITY CO Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,187 | $51,083-52.7% | $70,548-65.7% | $71,495-66.2% |
| Participation rate | 95.6% | 59.4%+36.2pp | 68.3%+27.2pp | 67.9%+27.6pp |
| Annual return | 20.98% | 42.64%-21.7pp | 32.78%-11.8pp | 28.85%-7.9pp |
| Employer contribution / active EE | $727 | $1,791-59.4% | $2,975-75.6% | $2,589-71.9% |
| Participant deferral / active EE | $5,088 | $3,028+68.1% | $4,567+11.4% | $4,291+18.6% |
| Admin fee / account holder | $56 | $1,995-97.2% | $6,424-99.1% | $1,588-96.5% |