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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,733 | $55,636-68.1% | $81,991-78.4% | $73,493-75.9% |
| Participation rate | 92.7% | 62.3%+30.4pp | 69.3%+23.4pp | 70.7%+22.0pp |
| Annual return | 30.75% | 19.07%+11.7pp | 41.31%-10.6pp | 28.51%+2.2pp |
| Employer contribution / active EE | $605 | $1,625-62.7% | $2,498-75.8% | $2,270-73.3% |
| Participant deferral / active EE | $3,829 | $2,762+38.6% | $3,722+2.9% | $3,740+2.4% |
| Admin fee / account holder | $328 | $493-33.4% | $5,665-94.2% | $513-36.0% |