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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,046 | $185,312-25.0% | $161,489-13.9% | $154,746-10.1% |
| Participation rate | 20.0% | 82.5%-62.5pp | 78.7%-58.7pp | 80.7%-60.7pp |
| Annual return | 12.96% | 103.84%-90.9pp | 89.72%-76.8pp | 172.34%-159.4pp |
| Employer contribution / active EE | $1,037 | $4,769-78.3% | $4,268-75.7% | $4,379-76.3% |
| Participant deferral / active EE | $2,525 | $6,350-60.2% | $5,630-55.2% | $6,730-62.5% |
| Admin fee / account holder | $1,899 | $18,654-89.8% | $16,006-88.1% | $14,365-86.8% |