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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,487 | $67,602+66.4% | $82,312+36.7% | $70,126+60.4% |
| Participation rate | 80.5% | 72.8%+7.7pp | 76.9%+3.6pp | 69.5%+10.9pp |
| Annual return | 19.73% | 21.57%-1.8pp | 25.88%-6.1pp | 73.15%-53.4pp |
| Employer contribution / active EE | $2,885 | $1,755+64.4% | $2,428+18.8% | $2,343+23.2% |
| Participant deferral / active EE | $5,917 | $2,987+98.1% | $3,706+59.7% | $3,332+77.6% |
| Admin fee / account holder | $1,392 | $4,512-69.1% | $5,608-75.2% | $4,645-70.0% |