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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,175 | $60,349+44.5% | $74,184+17.5% | $62,881+38.6% |
| Participation rate | 79.5% | 72.7%+6.8pp | 76.6%+2.9pp | 69.3%+10.2pp |
| Annual return | 19.21% | 21.38%-2.2pp | 17.74%+1.5pp | 20.14%-0.9pp |
| Employer contribution / active EE | $2,638 | $1,680+57.0% | $2,370+11.3% | $2,281+15.7% |
| Participant deferral / active EE | $5,434 | $2,856+90.3% | $3,550+53.1% | $3,203+69.7% |
| Admin fee / account holder | $836 | $4,261-80.4% | $5,586-85.0% | $4,296-80.5% |