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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,900 | $210,991-62.6% | $153,741-48.7% | $145,897-45.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.16% | 13.46%-0.3pp | 15.71%-2.6pp | 552.29%-539.1pp |
| Employer contribution / active EE | $3,110 | $6,057-48.7% | $5,042-38.3% | $4,663-33.3% |
| Participant deferral / active EE | $4,250 | $7,979-46.7% | $6,757-37.1% | $6,689-36.5% |
| Admin fee / account holder | $336 | $19,490-98.3% | $12,749-97.4% | $13,390-97.5% |