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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,900 | $210,510-62.5% | $153,500-48.6% | $145,877-45.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.16% | 13.45%-0.3pp | 15.70%-2.5pp | 551.28%-538.1pp |
| Employer contribution / active EE | $3,110 | $6,052-48.6% | $5,039-38.3% | $4,663-33.3% |
| Participant deferral / active EE | $4,250 | $7,974-46.7% | $6,756-37.1% | $6,691-36.5% |
| Admin fee / account holder | $336 | $19,455-98.3% | $12,736-97.4% | $13,402-97.5% |