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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,292 | $150,447-58.6% | $136,298-54.3% | $147,586-57.8% |
| Participation rate | 77.8% | 84.4%-6.6pp | 81.9%-4.1pp | 82.8%-5.1pp |
| Annual return | 16.11% | 1049.15%-1033.0pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $3,601 | $5,256-31.5% | $4,696-23.3% | $4,876-26.1% |
| Participant deferral / active EE | $8,504 | $6,631+28.2% | $6,247+36.1% | $5,439+56.4% |
| Admin fee / account holder | $9,231 | $10,906-15.4% | $9,244-0.1% | $10,886-15.2% |