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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,630 | $127,387-68.1% | $115,038-64.7% | $125,389-67.6% |
| Participation rate | 68.8% | 84.2%-15.4pp | 81.4%-12.6pp | 83.2%-14.4pp |
| Annual return | -0.28% | 31.28%-31.6pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $4,139 | $5,166-19.9% | $4,608-10.2% | $4,866-14.9% |
| Participant deferral / active EE | $10,309 | $6,423+60.5% | $6,026+71.1% | $5,352+92.6% |
| Admin fee / account holder | $36,157 | $9,516+279.9% | $8,175+342.3% | $9,541+279.0% |