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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,155 | $175,257-32.0% | $149,717-20.4% | $139,456-14.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 24.06% | 166.70%-142.6pp | 134.41%-110.3pp | 373.45%-349.4pp |
| Employer contribution / active EE | $9,554 | $5,477+74.5% | $4,820+98.2% | $4,753+101.0% |
| Participant deferral / active EE | $8,489 | $6,521+30.2% | $5,682+49.4% | $6,711+26.5% |
| Admin fee / account holder | $5,587 | $16,156-65.4% | $13,213-57.7% | $11,407-51.0% |