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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,523 | $202,342-85.9% | $172,752-83.5% | $152,897-81.3% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 20.44% | 1029.83%-1009.4pp | 802.97%-782.5pp | 345.43%-325.0pp |
| Employer contribution / active EE | $6,445 | $5,858+10.0% | $5,144+25.3% | $4,764+35.3% |
| Participant deferral / active EE | $5,806 | $5,948-2.4% | $5,198+11.7% | $5,851-0.8% |
| Admin fee / account holder | $402 | $17,111-97.7% | $13,955-97.1% | $11,599-96.5% |