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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,040 | $93,598-3.8% | $135,974-33.8% | $75,173+19.8% |
| Participation rate | 85.7% | 75.2%+10.5pp | 81.9%+3.8pp | 67.2%+18.5pp |
| Annual return | 19.35% | 30.89%-11.5pp | 68.30%-49.0pp | 160.72%-141.4pp |
| Employer contribution / active EE | $4,198 | $3,538+18.7% | $4,859-13.6% | $2,671+57.2% |
| Participant deferral / active EE | $11,516 | $6,405+79.8% | $7,760+48.4% | $4,126+179.1% |
| Admin fee / account holder | $5,867 | $6,978-15.9% | $10,767-45.5% | $5,651+3.8% |