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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,353 | $76,551-38.1% | $123,894-61.8% | $62,881-24.7% |
| Participation rate | 72.9% | 73.0%-0.1pp | 81.4%-8.6pp | 69.3%+3.6pp |
| Annual return | 5.91% | 18.68%-12.8pp | 47.52%-41.6pp | 20.14%-14.2pp |
| Employer contribution / active EE | $3,389 | $2,882+17.6% | $4,617-26.6% | $2,281+48.6% |
| Participant deferral / active EE | $8,226 | $4,840+70.0% | $5,984+37.5% | $3,203+156.8% |
| Admin fee / account holder | $3,482 | $4,826-27.9% | $8,357-58.3% | $4,296-18.9% |