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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,926 | $98,776-36.3% | $149,745-58.0% | $79,856-21.2% |
| Participation rate | 75.6% | 75.8%-0.1pp | 82.5%-6.8pp | 69.6%+6.0pp |
| Annual return | 16.41% | 27.38%-11.0pp | 276.72%-260.3pp | 31.71%-15.3pp |
| Employer contribution / active EE | $3,830 | $3,217+19.0% | $4,646-17.6% | $2,471+55.0% |
| Participant deferral / active EE | $10,174 | $5,681+79.1% | $6,843+48.7% | $3,741+172.0% |
| Admin fee / account holder | $5,197 | $6,053-14.1% | $9,312-44.2% | $5,306-2.1% |