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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,747 | $29,319-80.4% | $52,425-89.0% | $82,448-93.0% |
| Participation rate | 48.4% | 46.9%+1.5pp | 55.6%-7.2pp | 68.1%-19.7pp |
| Annual return | 29.15% | 535.20%-506.1pp | 302.12%-273.0pp | 41.64%-12.5pp |
| Employer contribution / active EE | $503 | $586-14.2% | $914-44.9% | $2,551-80.3% |
| Participant deferral / active EE | $1,233 | $1,171+5.3% | $1,790-31.1% | $4,139-70.2% |
| Admin fee / account holder | $41 | $1,962-97.9% | $2,495-98.4% | $7,234-99.4% |