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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,945 | $133,981-66.5% | $112,249-60.0% | $134,532-66.6% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -20.82% | 47.16%-68.0pp | 27.48%-48.3pp | 418.27%-439.1pp |
| Employer contribution / active EE | $3,155 | $4,040-21.9% | $3,636-13.2% | $4,741-33.5% |
| Participant deferral / active EE | $9,164 | $5,292+73.2% | $4,729+93.8% | $6,401+43.2% |
| Admin fee / account holder | $5,690 | $7,492-24.0% | $6,412-11.3% | $11,429-50.2% |