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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,901 | $97,729-75.5% | $83,830-71.5% | $135,379-82.3% |
| Participation rate | 90.0% | 80.0%+10.0pp | 76.1%+13.9pp | 82.6%+7.4pp |
| Annual return | -12.78% | 1287.52%-1300.3pp | 850.97%-863.8pp | 519.79%-532.6pp |
| Employer contribution / active EE | $2,566 | $4,222-39.2% | $3,631-29.3% | $4,779-46.3% |
| Participant deferral / active EE | $8,408 | $4,683+79.6% | $4,082+106.0% | $5,609+49.9% |
| Admin fee / account holder | $1,009 | $6,674-84.9% | $5,479-81.6% | $10,828-90.7% |