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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $79,765 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $44,052 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,878 | $84,482+44.3% | $125,363-2.8% | $66,930+82.1% |
| Participation rate | 99.2% | 76.4%+22.8pp | 82.4%+16.8pp | 69.8%+29.4pp |
| Annual return | -16.80% | -8.49%-8.3pp | 572.15%-588.9pp | 1.57%-18.4pp |
| Employer contribution / active EE | $8,604 | $3,553+142.2% | $4,815+78.7% | $2,545+238.1% |
| Participant deferral / active EE | $13,734 | $6,782+102.5% | $7,447+84.4% | $4,238+224.1% |
| Admin fee / account holder | $441 | $685-35.7% | $10,005-95.6% | $593-25.7% |