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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,963 | $73,102+13.5% | $123,552-32.9% | $56,287+47.4% |
| Participation rate | 97.0% | 74.3%+22.7pp | 82.3%+14.7pp | 69.9%+27.1pp |
| Annual return | -8.98% | 3.01%-12.0pp | 119.20%-128.2pp | -9.96%+1.0pp |
| Employer contribution / active EE | $6,251 | $2,977+110.0% | $4,628+35.1% | $2,111+196.1% |
| Participant deferral / active EE | $9,697 | $5,423+78.8% | $6,426+50.9% | $3,350+189.5% |
| Admin fee / account holder | $1,831 | $554+230.7% | $9,285-80.3% | $521+251.5% |