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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,880 | $129,737+24.8% | $119,126+35.9% | $154,746+4.6% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 4.42% | 379.08%-374.7pp | 282.11%-277.7pp | 172.34%-167.9pp |
| Employer contribution / active EE | $2,811 | $4,375-35.8% | $4,034-30.3% | $4,379-35.8% |
| Participant deferral / active EE | $7,585 | $5,842+29.8% | $5,318+42.6% | $6,730+12.7% |
| Admin fee / account holder | $73,136 | $11,961+511.5% | $10,693+583.9% | $14,365+409.1% |