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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,411 | $110,801+5.1% | $86,868+34.0% | $167,518-30.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 12.95% | 117.00%-104.1pp | 63.53%-50.6pp | 478.71%-465.8pp |
| Employer contribution / active EE | $8,000 | $3,245+146.6% | $2,496+220.6% | $4,838+65.3% |
| Participant deferral / active EE | $3,700 | $4,547-18.6% | $3,6990% | $6,342-41.7% |
| Admin fee / account holder | $871 | $8,417-89.7% | $5,829-85.1% | $12,312-92.9% |