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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,865 | $100,901-39.7% | $75,501-19.4% | $147,586-58.8% |
| Participation rate | 75.0% | 77.1%-2.1pp | 72.4%+2.6pp | 82.8%-7.8pp |
| Annual return | 16.22% | 35.78%-19.6pp | 27.35%-11.1pp | 578.59%-562.4pp |
| Employer contribution / active EE | $7,497 | $3,253+130.4% | $2,352+218.8% | $4,876+53.7% |
| Participant deferral / active EE | $7,069 | $4,027+75.5% | $3,142+124.9% | $5,439+30.0% |
| Admin fee / account holder | $1,297 | $11,285-88.5% | $5,801-77.6% | $10,886-88.1% |