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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,228 | $117,895-86.2% | $102,460-84.2% | $145,897-88.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.29% | 31.92%-26.6pp | 29.47%-24.2pp | 552.29%-547.0pp |
| Employer contribution / active EE | $10,892 | $3,619+201.0% | $3,025+260.0% | $4,663+133.6% |
| Participant deferral / active EE | $5,369 | $5,736-6.4% | $5,056+6.2% | $6,689-19.7% |
| Admin fee / account holder | $494 | $13,353-96.3% | $9,460-94.8% | $13,390-96.3% |