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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,087 | $76,608-65.9% | $56,077-53.5% | $145,877-82.1% |
| Participation rate | 23.1% | 63.2%-40.2pp | 52.5%-29.4pp | 80.3%-57.2pp |
| Annual return | 14.46% | 3009.59%-2995.1pp | 1709.28%-1694.8pp | 551.28%-536.8pp |
| Employer contribution / active EE | $728 | $1,382-47.3% | $1,040-30.0% | $4,663-84.4% |
| Participant deferral / active EE | $2,144 | $2,624-18.3% | $1,954+9.7% | $6,691-68.0% |
| Admin fee / account holder | $0 | $3,325-100.0% | $2,825-100.0% | $13,402-100.0% |