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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,658 | $162,136-58.3% | $152,301-55.6% | $154,746-56.3% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 16.80% | 91.02%-74.2pp | 80.50%-63.7pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,867 | $4,890-61.8% | $4,624-59.6% | $4,379-57.4% |
| Participant deferral / active EE | $4,934 | $8,341-40.8% | $8,004-38.4% | $6,730-26.7% |
| Admin fee / account holder | $544 | $15,759-96.5% | $14,398-96.2% | $14,365-96.2% |