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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,698 | $54,717+29.2% | $86,216-18.0% | $71,511-1.1% |
| Participation rate | 27.3% | 60.1%-32.8pp | 69.0%-41.7pp | 67.9%-40.7pp |
| Annual return | 23.82% | 20.07%+3.8pp | 1169.42%-1145.6pp | 28.86%-5.0pp |
| Employer contribution / active EE | $1,433 | $1,267+13.1% | $2,382-39.8% | $2,589-44.7% |
| Participant deferral / active EE | $2,545 | $3,110-18.2% | $3,986-36.2% | $4,291-40.7% |
| Admin fee / account holder | $8,527 | $1,922+343.6% | $6,853+24.4% | $1,588+436.8% |