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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,292 | $39,245-20.3% | $64,105-51.2% | $52,331-40.2% |
| Participation rate | 40.9% | 58.2%-17.4pp | 68.2%-27.3pp | 68.1%-27.2pp |
| Annual return | 57.42% | 14.79%+42.6pp | 791.24%-733.8pp | 4.54%+52.9pp |
| Employer contribution / active EE | $1,202 | $736+63.2% | $1,820-34.0% | $1,882-36.1% |
| Participant deferral / active EE | $2,125 | $1,992+6.7% | $2,822-24.7% | $3,022-29.7% |
| Admin fee / account holder | $1,751 | $592+195.6% | $4,499-61.1% | $592+196.0% |