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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,702 | $63,082-48.2% | $81,716-60.0% | $79,852-59.0% |
| Participation rate | 74.0% | 67.5%+6.5pp | 72.0%+2.0pp | 69.6%+4.4pp |
| Annual return | 8.23% | 22.66%-14.4pp | 29.49%-21.3pp | 31.72%-23.5pp |
| Employer contribution / active EE | $2,031 | $1,795+13.1% | $4,310-52.9% | $2,471-17.8% |
| Participant deferral / active EE | $3,465 | $2,780+24.6% | $7,108-51.2% | $3,740-7.4% |
| Admin fee / account holder | $2,054 | $4,428-53.6% | $5,159-60.2% | $5,306-61.3% |