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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,551 | $54,162-62.1% | $68,612-70.0% | $64,173-68.0% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.2%+27.8pp | 69.6%+30.4pp |
| Annual return | -9.32% | -1.62%-7.7pp | -4.63%-4.7pp | 7.63%-17.0pp |
| Employer contribution / active EE | $3,872 | $1,846+109.7% | $2,625+47.5% | $2,381+62.6% |
| Participant deferral / active EE | $3,184 | $2,626+21.2% | $3,311-3.8% | $3,470-8.2% |
| Admin fee / account holder | $1,424 | $4,029-64.7% | $5,131-72.3% | $4,887-70.9% |