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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,770 | $56,544-65.0% | $75,501-73.8% | $70,126-71.8% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 9.93% | 23.59%-13.7pp | 27.35%-17.4pp | 73.15%-63.2pp |
| Employer contribution / active EE | $4,319 | $1,817+137.7% | $2,352+83.6% | $2,343+84.4% |
| Participant deferral / active EE | $2,943 | $2,580+14.1% | $3,142-6.3% | $3,332-11.7% |
| Admin fee / account holder | $842 | $3,827-78.0% | $5,801-85.5% | $4,645-81.9% |