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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,714 | $105,145-11.8% | $94,664-2.1% | $139,466-33.5% |
| Participation rate | 71.4% | 82.4%-10.9pp | 80.8%-9.4pp | 80.3%-8.9pp |
| Annual return | 18.81% | 38.09%-19.3pp | 156.84%-138.0pp | 373.66%-354.9pp |
| Employer contribution / active EE | $2,891 | $4,107-29.6% | $3,673-21.3% | $4,754-39.2% |
| Participant deferral / active EE | $5,684 | $7,599-25.2% | $7,417-23.4% | $6,712-15.3% |
| Admin fee / account holder | $15,026 | $8,972+67.5% | $7,222+108.1% | $11,409+31.7% |