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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,598 | $107,941-53.1% | $91,994-45.0% | $152,909-66.9% |
| Participation rate | 75.0% | 81.2%-6.2pp | 78.6%-3.6pp | 82.5%-7.5pp |
| Annual return | 22.91% | 89.28%-66.4pp | 69.04%-46.1pp | 345.46%-322.6pp |
| Employer contribution / active EE | $2,305 | $4,212-45.3% | $3,453-33.2% | $4,764-51.6% |
| Participant deferral / active EE | $4,724 | $6,366-25.8% | $5,924-20.3% | $5,851-19.3% |
| Admin fee / account holder | $604 | $10,521-94.3% | $7,744-92.2% | $11,601-94.8% |