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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,804 | $124,175-25.3% | $108,405-14.4% | $167,536-44.6% |
| Participation rate | 71.4% | 82.3%-10.9pp | 80.1%-8.7pp | 82.1%-10.7pp |
| Annual return | 14.82% | 1380.13%-1365.3pp | 905.55%-890.7pp | 478.82%-464.0pp |
| Employer contribution / active EE | $2,602 | $4,188-37.9% | $3,559-26.9% | $4,839-46.2% |
| Participant deferral / active EE | $4,704 | $6,908-31.9% | $6,563-28.3% | $6,342-25.8% |
| Admin fee / account holder | $2,341 | $9,457-75.2% | $7,297-67.9% | $12,315-81.0% |