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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,935 | $108,942+7.3% | $100,415+16.5% | $145,897-19.9% |
| Participation rate | 71.4% | 83.0%-11.6pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 14.67% | 58.27%-43.6pp | 49.47%-34.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $3,444 | $4,422-22.1% | $3,943-12.7% | $4,663-26.1% |
| Participant deferral / active EE | $7,173 | $8,461-15.2% | $8,091-11.3% | $6,689+7.2% |
| Admin fee / account holder | $597 | $9,702-93.8% | $7,906-92.4% | $13,390-95.5% |